Difference in Scores	40% Handicap	Handicap Given in Points
1	40%	0
2	40%	0
3	40%	1
4	40%	1
5	40%	2
6	40%	2
7	40%	2
8	40%	3
9	40%	3
10	40%	4
11	40%	4
12	40%	4
13	40%	5
14	40%	5
15	40%	6
16	40%	6
17	40%	6
18	40%	7
19	40%	7
20	40%	8
21	40%	8
22	40%	8
23	40%	9
24	40%	9
25	40%	10

Difference in Scores	40% Handicap	Handicap Given in Points
26	40%	10
27	40%	10
28	40%	11
29	40%	11
30	40%	12
31	40%	12
32	40%	12
33	40%	13
34	40%	13
35	40%	14
36	40%	14
37	40%	14
38	40%	15
39	40%	15
40	40%	16
41	40%	16
42	40%	16
43	40%	17
44	40%	17
45	40%	18
46	40%	18
47	40%	18
48	40%	19
49	40%	19
50	40%	20